How to Change Payment Method on an iPhone with Family Sharing (2022)

Easily manage your family’s payment methods by learning how to change your credit card in the App Store.

* This post is part of iPhone Life's Tip of the Day newsletter. . *

If you are the organizer of a Family Sharing plan on your iPhone and you have purchase sharing turned on, you have the ability to manage the different payment methods that your family uses to make purchases on the App Store. We’ll show you how to change payment methods on an iPhone with Family Sharing.

Related: How to Share Purchases but Not Payment Methods in Family Sharing

Why You’ll Love This Tip

  • Ensure your family’s purchases are charged to the right card.
  • Remove expired cards to prevent declined purchases.

How to Change Credit Cards on App Store for Family Sharing

The good news is that changing your primary payment method on an iPhone is actually the same whether you are managing a Family Sharing plan or not. For more tips on managing your purchases, sign up for our free Tip of the Day newsletter. Now, let's cover how to change your credit card on the App Store.

  1. Open the App Store app.

    Open the App Store.
  2. Tap your profile icon in the upper-right corner.

    Tap your profile icon in the upper right corner.
  3. Tap your account.

    Tap your account.
  4. Tap Manage Payments.

    Tap Manage Payments.
  5. Tap Edit if you want to remove a payment method or change which card is the primary payment method.

    Tap Edit if you simply want to change which card is the primary payment method.
  6. If you want to remove a payment method, tap the minus icon.

  7. Tap Remove to delete the payment method. 

  8. The top card shown on the list is your primary payment method. To change this, tap and drag the Move Order icon to move another card to the top.

  9. Tap Done to save your changes.

    Tap Done to save any changes you make.
  10. If you want to add an additional payment method, tap Add Payment Method.

    Tap Add Payment Method.
  11. On this screen, you can choose to add a new Credit/Debit Card or use PayPal for App Store purchases.

    Add a new Credit/Debit Card
  12. If you tap Credit/Debit Card, you’ll need to enter your card’s information and select a billing address. Tap Done to save the card to your account.

    Tap Done to save the card to your account.

Once you’ve added a new card, be sure to move it to the top of the list if you want the App Store to use it as the primary payment method. The steps above can be followed whether you are managing a Family Sharing plan or if you’re not using Family Sharing at all. For Family Sharing plans, you will not be able to make changes if you are only a member of a family but not the organizer. Instead, the designated organizer will need to be the one to switch the payment methods.

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Author Details

Rhett Intriago's picture

Author Details

Rhett Intriago

Rhett Intriago is a passionate writer and Apple enthusiast. When he’s not drafting iPhone Life articles, he prefers to spend his free time gaming with friends, watching anime with his wife, or playing with his three cats.