How to Change Payment Method on an iPhone with Family Sharing (2023)

Easily manage your family’s payment methods by learning how to change your credit card in the App Store.

* This post is part of iPhone Life's Tip of the Day newsletter. . *

If you're the organizer of an Apple Family Sharing plan on your iPhone and you have purchase sharing turned on, you can manage the different Family Sharing payment methods that your family uses to make App Store purchases. We'll show you how to change payment methods on an iPhone with Family Sharing.

Why You’ll Love This Tip

  • Ensure your Family Sharing purchases are charged to the right card.
  • Remove expired cards from Apple's Family Sharing to prevent declined purchases.

How to Change Credit Cards on App Store for Family Sharing

The good news is that it's easy to change the payment method in Family Sharing on an iPhone; it's actually the same whether you're managing a Family Sharing plan or not. For more tips on managing your Family Sharing purchases, especially for kids, sign up for our free Tip of the Day newsletter. Now, let's cover how to change your credit card on the App Store.

  1. Open the App Store app.

    Open the App Store.
  2. Tap your profile icon in the upper-right corner.

    Tap your profile icon in the upper right corner.
  3. Tap your account. You may need to use Face ID or your passcode to proceed to the next screen.

    Tap your account.
  4. Tap Manage Payments.

    Tap Manage Payments.
  5. Tap Edit if you want to remove a payment method or change the Family Sharing primary payment method.

    Tap Edit if you simply want to change which card is the primary payment method.
  6. If you want to remove a Family Sharing payment method, tap the minus icon next to the card you want to remove.

  7. Tap Remove to delete the payment method. 

  8. Tap Remove once again in the pop-up that appears.

    tap remove again to confirm change payment method on iphone
  9. The top card shown on the list is your primary payment method. To change this, tap and drag the Move Order icon to move another card to the top.

  10. Tap Done to save your changes.

    Tap Done to save any changes you make.
  11. If you want to add an additional payment method, tap Add Payment Method.

    Tap Add Payment Method.
  12. On this screen, you can choose to add a new Credit/Debit Card or use PayPal for App Store purchases.

    Add a new Credit/Debit Card
  13. If you tap Credit/Debit Card, you’ll need to enter your card information and select a billing address. Tap Done to save the card to your account.

    Tap Done to save the card to your account.

Once you’ve added a new card, be sure to move it to the top of the list if you want the App Store to use it as the primary Family Sharing payment method. The steps above can be followed whether you are managing a Family Sharing plan or if you’re not using Family Sharing at all. For Family Sharing plans, you will not be able to change the payment method if you are only a member of a family but not the organizer. Instead, the designated organizer will need to be the one to switch the payment methods.

Related: How to Share Purchases but Not Payment Methods in Family Sharing

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Author Details

Rhett Intriago's picture

Author Details

Rhett Intriago

Rhett Intriago is a passionate writer and Apple enthusiast. When he’s not drafting iPhone Life articles, he prefers to spend his free time gaming with friends, watching anime with his wife, or playing with his three cats.