How to Remove or Change Your Credit Card from iTunes on iPhone

How to Change the Credit Card Associated with iTunes

Each Apple ID can be assigned a credit card for use with iTunes, the App Store, iBooks, and any other purchases you make via apps on iPhone. You can update your Apple iTunes billing info on iPhone or the computer and choose a different credit card for iTunes and your Apple ID. You can also remove your credit card information from iTunes and your Apple ID on iPhone. However, keeping your iTunes payment information updated is important since any purchases you make —whether in-app purchases or Apple Music subscription— will be charged to that credit card. Nonetheless, we’ll cover how to remove your credit card from your iPhone as well as how to change your iTunes credit card on your iPhone and on your computer.

Related: How to Change Your Apple ID Password in iPhone

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We highly recommend updating your iTunes and Apple ID billing info instead of removing your credit card information altogether. If you want to limit purchases, you can turn on Restrictions and customize it so that you or someone else can easily buy things on iPhone with your credit card. Removing your credit card from iPhone completely means you won’t be able to sign up for subscriptions, buy apps or music, or anything else on iPhone that requires payment information. If that’s okay with you, here’s how to remove credit card info on iPhone.

How to Remove Credit Card from iPhone

If the following method does not work for you, it’s because one of the following things is preventing you from removing your credit card:

  • You have an unpaid balance or payment due.
  • You have an auto-renew subscription active.
  • You’re part of Family Sharing.

For most people, those three problems will cover why you’re not able to remove your credit card on iPhone. However, there are a couple other more rare possibilities, which you can read about here. Once you’ve paid your balance, turned off auto-renew, and left Family Sharing, you can remove your credit card from iPhone and select None instead. Here’s how:

  • Open Settings.
  • Select iTunes & App Stores
  • Tap on your Apple ID at the top.
  • Select View Apple ID.
  • Tap Payment Information.
  • If nothing is preventing you from removing your credit card, you should be able to select None under Payment Method.

how to remove your credit card on iPhone

  • If something is preventing you from removing your credit card, None will not appear. Refer to the list above to figure out what is preventing you from removing your credit card information.

How to Change Your Credit Card on iTunes on iPhone & iPad

  • Open the Settings app on your iPhone.
  • Select iTunes & App Stores
  • Your Apple ID will be at the top: tap on it.
  • On the pop-up, tap View Apple ID.
  • You’ll be prompted to enter your Apple ID password.
  • Tap Payment Information.
  • Here you can enter the payment information of the new credit card you want to use.
  • Once all the information is entered including the billing address associated with your credit card, tap Done at the top. And tap Done again to exit Apple ID Account Settings.

Now you should have a new credit card for use with iTunes, App Store, and any other apps on iPhone or iPad.

How to Change Your iTunes Billing Info on Your Computer

If you’d prefer to update your iTunes credit card on your computer, you can easily do so on Apple’s website. Again, this is the credit card used for purchases on your iPhone, iPad, or in iTunes. Any time you’re asked to enter your Apple ID password for purchase, this credit card is the one being charged, which means keeping it up to date is important. To do this on a computer,

  • You’ll be directed to a page with all of your Apple ID account info.
  • Find Payment & Shipping. Click Edit Payment Information…

  • Doing so will extend the page and reveal all the billing info you currently have in place. Enter the payment info for the new credit card you want to use for payment on iPhone and iPad, including the billing address associated with the credit card.
  • Click Save when you’re done.

Now, when you go to purchase something from the iTunes store, App store, or if you make an in-app purchase, the new credit card you’ve entered will be charged.

 
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Sarah Kingsbury is the Senior Web Editor of iPhone Life magazine. Previously she wrote for savvyvegetarian.com and was the Associate Editor of the Iowa Source for many years.