How to Cancel a Payment in Apple Pay on Your iPhone

Requesting and receiving money on your iPhone has been a possibility for a long time; apps like Facebook, Venmo, Paypal, and even Snapchat have all helped iPhone owners with these transactions. Apple's latest iOS update has made things even more convenient; now you can quickly and securely request and receive payments right from the Messages app on your iPhone, as long as the person you're exchanging money with also has Apple Pay. No need to exit a text thread and open an app anymore! But what if you make a payment to the wrong person, or what if your payment isn't accepted? How do you go about canceling a payment you've made with Apple Pay Cash through your Messages app? Let's get started figuring this out, so that you don't have pending payments hanging out in your transaction history.

Related: How to Set Up Apple Pay on Your iPhone

Master your iPhone in one minute a day:

Sign up to iPhone Life's Tip of the Day Newsletter and we'll send you a tip each day to save time and get the most out of your iPhone or iPad.

If you've made a payment that hasn't been accepted or sent money to the wrong person, don't worry; it's fixable! The easiest way to go about this is to go to the payment in question by finding it in your messages

  • Tap on the payment in your iMessage thread.
  • Tap on Cancel Payment.

how to cancel payment on iphonecash app pending payment

 

If you've deleted the message or can't find it:

  • Tap Settings, then scroll down to Wallet & Apple Pay and tap it.
  • Tap on your Apple Pay Cash card.

apple wallet iphoneapple pay cash iphone

  • Tap on Transactions.
  • Tap the payment you want to cancel.

cancel an payment on iphoneapple wallet cancel payment

  • Tap Cancel Payment.

cancel apple cash payment

Once you cancel a payment, your card will be refunded within 24 hours by your bank. If the person has already accepted the payment, you won't be able to cancel it. You can ask them to use Apple Cash via iMessage to send you a refund.  

Top image credit: happydancing / Shutterstock.com

Master your iPhone in one minute a day: Sign up here to get our FREE Tip of the Day delivered right to your inbox.

Leanne Hays is a Feature Web Writer at iPhone Life.  She loves reading and blogging, and is never without a book in her purse or an audiobook on her phone. Short-term goals include finishing painting her house and starting an aquaponics farm, long-term goals include a bike tour of Italy and writing a novel.