How to Cancel Apple Pay Payment on iPhone or iPad (2023)

* This post is part of iPhone Life's Tip of the Day newsletter. . *

Apple Pay makes it easy for iPhone users to send money and receive it! But how do you cancel a cash app payment you've made with Apple Pay? Let's cover how to cancel an Apple Pay payment you made by mistake, or so that you don't have pending payments hanging out in your transaction history.

Related: How to Recover Deleted Text Messages on iPhone

Why You'll Love This Tip

  • Learn how to cancel an Apple Pay transaction you accidentally sent to the wrong recipient.
  • Fix a payment in Apple Pay if you sent the wrong amount.
  • Cancel a payment that's been hanging around for too long, and use an alternative method to pay the recipient.

How to Cancel Apple Pay Transaction & Get a Refund on iPhone or iPad

Requesting and receiving money on your iPhone has been a possibility for a long time. Apps like Facebook, Venmo, Paypal, and even Snapchat have all helped iPhone owners with these transactions, but the easiest (and arguably the most secure) method to send money on iPhone is Apple Pay. However, sometimes human errors happen and you need to cancel an Apple Pay payment. We'll show you how, but keep in mind that you can only cancel an Apple Pay payment if the recipient has not yet accepted it. If they've accepted the money, you'll need to work with them to fix the situation. For more great Apple device tutorials, check out our free Tip of the Day! Here's how to cancel an Apple Pay payment:

  1. Open the Messages app.

    iphone messages app
  2. Open the thread in the Messages app and tap on the Apple Pay payment.

    tap the apple pay payment
  3. Tap on Cancel Payment.

    tap cancel payment
  4. When you go back into the Messages thread, you'll notice that the payment now says Canceled.

    apple pay payment canceled
  5. If you've deleted the message or can't find it, tap the Settings app.

    iphone settings app
  6. Tap Wallet & Apple Pay.

    tap wallet and apple pay
  7. Tap on the card you used to make the Apple Pay payment.

    tap the card you used to make the apple pay payment
  8. Tap the Transactions tab above Notifications

    Tap Transactions
  9. Tap the payment you want to cancel in the Latest Transactions list.

    tap the transaction you want to cancel
  10. Tap on Cancel Payment.

When you go back into the Messages thread, you'll notice that the payment says Canceled. Once you cancel a payment, your card will be refunded within one to three business days. If the person has already accepted the payment, you won't be able to cancel it. If you need to dispute the Apple Pay charge, contact Apple. If you're interested, you can also learn how to cancel your Spotify subscription.

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Author Details

Leanne Hays's picture

Author Details

Leanne Hays

Leanne Hays has over a dozen years of experience writing for online publications. As a Feature Writer for iPhone Life, she has authored hundreds of how-to, Apple news, and gear review articles, as well as a comprehensive Photos App guide. Leanne holds degrees in education and science and loves troubleshooting and repair. This combination makes her a perfect fit as manager of our Ask an Expert service, which helps iPhone Life Insiders with Apple hardware and software issues.
In off-work hours, Leanne is a mother of two, homesteader, audiobook fanatic, musician, and learning enthusiast.