How to Cancel a Payment in Apple Pay on Your iPhone

* This post is part of iPhone Life's Tip of the Day newsletter. . *

Requesting and receiving money on your iPhone has been a possibility for a long time; apps like Facebook, Venmo, Paypal, and even Snapchat have all helped iPhone owners with these transactions. Apple's latest iOS update has made things even more convenient; now you can quickly and securely request and receive payments right from the Messages app on your iPhone, as long as the person you're exchanging money with also has Apple Pay. No need to exit a text thread and open an app anymore! But what if you make a payment to the wrong person, or what if your payment isn't accepted? How do you go about canceling a payment you've made with Apple Pay Cash through your Messages app? Let's get started figuring this out, so that you don't have pending payments hanging out in your transaction history.

Related: How to Set Up Apple Pay on Your iPhone

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If you've made a payment that hasn't been accepted or sent money to the wrong person, don't worry; it's fixable! The easiest way to go about this is to go to the payment in question by finding it in your messages

  • Tap on the payment in your iMessage thread.
  • Tap on Cancel Payment.

how to cancel payment on iphonecash app pending payment


If you've deleted the message or can't find it:

  • Tap Settings, then scroll down to Wallet & Apple Pay and tap it.
  • Tap on your Apple Pay Cash card.

apple wallet iphoneapple pay cash iphone

  • Tap on Transactions.
  • Tap the payment you want to cancel.

cancel an payment on iphoneapple wallet cancel payment

  • Tap Cancel Payment.

cancel apple cash payment

Once you cancel a payment, your card will be refunded within 24 hours by your bank. If the person has already accepted the payment, you won't be able to cancel it. You can ask them to use Apple Cash via iMessage to send you a refund.  

Top image credit: happydancing /

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Leanne Hays's picture

Leanne Hays is a Feature Web Writer at iPhone Life.  She loves reading and blogging, and is never without a book in her backpack or an audiobook on her phone. Short-term goals include finishing painting her house and starting an aquaponics farm, long-term goals include a bike tour of Italy and writing a novel.