How to Set Up Apple Pay on iPhone

* This article is from our Tip of the Day newsletter. Sign Up. *

Apple Pay is a secure, convenient way to shop online and in stores. Here’s how to set up Apple Pay on your iPhone and add a credit or debit card to Apple Wallet.

Related: How to Use Apple Pay in Safari on iPhone

Discover your iPhone's hidden features

Get a daily tip (with screenshots and clear instructions) so you can master your iPhone in just one minute a day.

Wondering how you initiate Apple Pay on your iPhone? Here's how to set up Apple Pay on your iPhone, so you can use Apple Pay online and in stores. For more great Apple Pay tutorials, check out our free Tip of the Day. Before you begin, be sure you're signed in with your Apple ID on your iPhone. 

1. Open the Settings app.
   
   
2. Tap Wallet & Apple Pay.
   
   
3. Select Debit or Credit Card.
   
   
4. Tap Continue.
   
   
5. Scan the card associated with your Apple ID or tap Add a Different Card.
6. If you select Add a Different Card, take the card you want to use for Apple Pay and position it within the frame appearing on your device. It will read the card details.
7. You also have the option to select Enter Card Details Manually, if you prefer.
   
   
8. Enter your card's Expiration Date and Security Code, then tap Next.
   
   
9. Tap Agree.
   
   
10. Choose how you want to verify your credit or debit card for Apple Pay: Email, Text Message, or Call [Company]. Tap Next.
11. Once you receive the code, enter it. Tap Next.
12. Success! Your card is now in the Wallet app and ready for use with Apple Pay on your iPhone.
    
    

Next, you might want to read How Do I Use Apple Pay on My iPhone? You can also learn how to use Apple Pay Cards on your Apple Watch!