How to Add Money to Apple Pay without Debit Card on iPhone (2022)

Want to know how to add money to Apple Cash? If you're an Apple Pay user, you may be wondering, "can I use Apple Pay without a debit card?" Yes, you can add money to Apple Cash without a debit or credit card, or even a bank account! 

Related: How to Transfer Money from Apple Pay

After you set up Apple Pay on your iPhone, you can use your Apple Cash balance to securely send money, pay for goods and services, or even transfer Apple Cash to your bank account. But first, of course, you'll need an Apple Cash balance! For more great Apple Pay, Apple Cash, and Apple Wallet tutorials, check out our free Tip of the Day. Now, let's go over how to add money to Apple Pay without a debit card or bank account on your iPhone.  

Have a Friend Send Money through Apple Pay

If you want to add money to Apple Cash but don't have a bank account, you can get a friend, family member, or customer to pay you with Apple Cash for goods and services; it's easy to send money in Apple Pay to accomplish this! You can also give someone cash, and they can send money through Apple Pay. 

Use a Pre-Paid Card to Add Money to Apple Cash

You can't add money from a gift card to Apple Cash, even if you've already added that card to Apple Wallet. You can, however, add money to Apple Cash without a debit card by using a pre-paid, reloadable card that is approved to work with Apple Pay. Several reloadable pre-paid cards from major providers are compatible with Apple Pay, including Brinks Prepaid Mastercard, NetSpend Visa Prepaid Card, Serve American Express Prepaid Debit Account, and more. As with a payment from another person, the minimum amount you can transfer with Apple Pay is $10. Also, many of these cards have a monthly or annual fee. Here's how to get and add money to Apple Cash with a pre-paid debit card.

1. Check with the reloadable pre-paid card provider to be sure that the card can be added to Apple Cash before purchase.
2. Purchase or sign up for your pre-paid reloadable card. 
3. Register your card (you'll need to enter your name, date of birth, email address, and possibly more).
4. Now, add the card to Apple Wallet. 
5. Once your reloadable pre-paid card is in Apple Wallet, set it as your default card so you can add money to Apple Cash from it.
6. Now, in the Wallet app, tap Cash.
   
   
7. Tap the More icon.
   
   
8. Tap Add Money.
   
   
9. Select the amount of money you'd like to add from your pre-paid reloadable card.
10. Tap Add.