How to Transfer Money to Your Bank Account from Apple Pay Cash

The rollout of iOS 11.2 introduced iPhone users to Apple Pay Cash, a convenient way to send and recieve money right from the Messages app on their iPhones. Apple Pay Cash doesn't need any new accounts or app downloads to work, it functions within your normal iMessages as long as you already have Apple Pay set up. While Apple Pay Cash is a super convenient way to recieve money, not everyone will want to keep all their Apple Pay Cash payments in their Apple Pay accounts. Let's get started learning how to transfer money from Apple Pay to your bank account of choice. 

 Related: How to Set Up Apple Pay on Your iPhone

Master your iPhone in one minute a day:

Sign up to iPhone Life's Tip of the Day Newsletter and we'll send you a tip each day to save time and get the most out of your iPhone or iPad.

Master your iPhone in one minute a day:

Sign up to iPhone Life's Tip of the Day Newsletter and we'll send you a tip each day to save time and get the most out of your iPhone or iPad.

How To Transfer Money to Your Bank Account from Apple Pay Cash

At the time of writing, Apple Pay Cash is only available in the United States and the money can only be transferred to a bank in the U.S. as well,. The transfer may take one to three days to clear.

  • Tap on Settings on the Home screen.
  • Scroll down and tap on Wallet & Apple Pay.

cash pay cardapple pay banks

  • Tap on your Apple Pay Cash card.
  • Tap on Transfer to Bank.

transfer money with apple paytransfer money to bank from apple pay

If you already have a bank account added, you can skip to the last step, if not, take the following steps:

  • Tap on Add Bank Account.
  • Enter your routing and account numbers, then tap next.

apple pay account iphonetransfer money with apple pay

  • Enter the amount you'd like to move to your bank account, then click on Transfer in the upper right corner of your screen.

transfer money from card to card

 

Master your iPhone in one minute a day: Sign up here to get our FREE Tip of the Day delivered right to your inbox.
Leanne Hays's picture

Leanne Hays is an SEO Content Strategist and Feature Writer at iPhone Life, and has written hundreds of in-depth how-to and troubleshooting articles. She's a former Associate Editor for iPhone Life magazine, and has written for the Iowa Source, as well as web content for education marketing. Leanne has an associate's degree in education, with a focus on curriculum development, as well as a bachelor's degree in science. She has over nine years of experience with SEO, social media management, and web development and writing. Despite years of web work, Leanne is by no means an early adapter; she's only owned a smartphone for five years, which makes her highly sympathetic to the learning curve of new iPhone owners. She enjoys making reader's lives easier and putting her education experience to work by walking them through the most practical ways to use Apple devices, step-by-step.

In off-work hours, Leanne is a mother of two, homesteader, audiobook fanatic, musician, and learning enthusiast.