How to Transfer Apple Cash to Your Bank Account

Apple Pay Cash gives iPhone users a convenient way to send and receive money right from the Messages app on the iPhone. Apple Cash doesn't need any new accounts or app downloads to work; it functions within your normal iMessages as long as you already have Apple Pay set up. While Apple Pay is a super convenient way to receive money, not everyone will want to keep their entire balance on their Apple Cash card. We've already gone over how to use Apple Pay in the Safari browser on your iPhone, and how to send money with Apple Pay. Now, if you've been wondering, "how do I transfer money from Apple Pay to my bank account?" we'll show you how to use the Wallet app to transfer money from Apple Cash to your bank account of choice, instantly, or in one to three days. 

 Related: How to Set Up Apple Pay on Your iPhone

At the time of writing, Apple Pay is only available in certain countries, and the transfer will take anywhere from one to three days to clear. Instant Transfer is possible with certain types of accounts for a fee. Here's how to transfer money to your bank account from your Apple Cash card. 

  1. Open the Wallet app.
  2. Scroll down and tap on the Apple Cash card.

    iphone wallet appapple cash card
  3. Tap the menu icon at the top-right corner of the screen.
  4. Tap on Transfer to Bank.

    tap the menu icon to transfer cashtransfer to bank from apple cash
  5. Enter the amount you'd like to transfer, then tap Next.
  6. Choose Instant Transfer or 1-3 Business Days, then tap Transfer

    transfer apple pay to bankinstant transfer or 1-3 day transfer
  7. If you already have a bank account added, you can skip to the last step, if not, take the following steps:
  8. Enter your routing and account numbers, then tap Next.

    bank routing and account numbers
  9. Enter the amount you'd like to move to your bank account, then tap Transfer in the upper right corner of your screen.

    transfer money from card to card

That's it! Now you can transfer money from your Apple Cash card to your bank account whenever you need to.

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Author Details

Leanne Hays's picture

Author Details

Leanne Hays

Leanne Hays is a Feature Writer at iPhone Life, and has written hundreds of in-depth how-to and troubleshooting articles. She's a former Associate Editor for iPhone Life magazine, and has written for the Iowa Source, as well as web content for education marketing. Leanne has an associate's degree in education, with a focus on curriculum development, as well as a bachelor's degree in science. She has over nine years of experience with SEO, social media management, and web development and writing. Despite years of web work, Leanne is by no means an early adapter; she's only owned a smartphone for five years, which makes her highly sympathetic to the learning curve of new iPhone owners. She enjoys making reader's lives easier and putting her education experience to work by walking them through the most practical ways to use Apple devices, step-by-step.

In off-work hours, Leanne is a mother of two, homesteader, audiobook fanatic, musician, and learning enthusiast.