How to Change Your Apple Pay Payment Preferences on the iPhone

By Leanne Hays Updated 05/26/2020

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Apple Cash doesn't need any extra app downloads or new accounts to work; all you have to do is set up Apple Pay in Settings. Once set up, Apple Cash will allow you to request and receive payments quickly and conveniently through your Messages app, and even cancel payments if needs be. Not everyone will want to receive payments automatically, though. Some people may want to approve each payment that gets sent to them, and there is a setting in Apple Cash that allows for manual rather than automatic payment acceptance. Let's get started learning how to change your Apple Pay settings from automatic to manual receipt of payments. Please note that there is no Apple Cash for Android; only iMessage users can send and receive Apple Cash.

To manually rather than automatically receive Apple Pay Cash payments:

Open the Settings app.
Scroll down and tap on Wallet & Apple Pay.
Tap Apple Cash.
Tap Info.
Tap Manually Accept Payments.

If you change your mind later, you can always follow these steps again and select Automatically Accept Payments. For more quick lessons on how to use your Apple devices, subscribe to our free Tip of the Day.

Master your iPhone in one minute a day: Sign up here to get our FREE Tip of the Day delivered right to your inbox.

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Author Details

Leanne Hays

Leanne Hays is a Feature Writer at iPhone Life, and has written hundreds of in-depth how-to and troubleshooting articles. She's a former Associate Editor for iPhone Life magazine, and has written for the Iowa Source, as well as web content for education marketing. Leanne has an associate's degree in education, with a focus on curriculum development, as well as a bachelor's degree in science. She has over nine years of experience with SEO, social media management, and web development and writing. Despite years of web work, Leanne is by no means an early adapter; she's only owned a smartphone for five years, which makes her highly sympathetic to the learning curve of new iPhone owners. She enjoys making reader's lives easier and putting her education experience to work by walking them through the most practical ways to use Apple devices, step-by-step.

In off-work hours, Leanne is a mother of two, homesteader, audiobook fanatic, musician, and learning enthusiast.

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