How to Send Apple Pay to a Group Chat on Your iPhone & iPad

By Leanne Hays Mon, 08/18/2025

Want to pay by text message in a group chat? Or request money in a group chat? Now, you can do both. Here's how to send money through Apple Pay in a group text, and request money, too.

Why You’ll Love This Tip

  • Send or request Apple Cash right in a group text.
  • Easily keep track of who has already paid their share for group events, and who still needs to.
  • You can send Apple Cash in a group text even if the chat includes Android users, but you can only transfer money to another Apple user.

How to Send & Request Apple Pay in a Group Text on Your iPhone & iPad

System Requirements

This tip was performed on an iPhone 16 running iOS 26. You'll need to update to iOS 26 to use this tip. Find out how to update to the latest version of iOS.

A new Apple Cash feature is here! You can now send or request Apple Cash in a group chat on your iPhone or iPad. Here's how to use Apple Cash in a group text:

  1. Open the Messages app, and tap the group chat where you want to send or request Apple Cash.

    open the messages app
  2. Tap the Plus sign at the bottom of the screen.

    tap the plus icon next to the text field
  3. Tap Apple Cash.

    tap apple cash in menu
  4. Tap the plus sign until you arrive at the amount you want to send, then tap Send or Request.

    tap request or send below apple cash amount
  5. Tap the member of the group text that you want to pay or request money from.

    choose apple cash recipient
  6. You can add a note to explain what the payment is for, then tap the Send icon.

    type message and tap send icon
  7. Double-click the Side button to confirm the payment.

    double click to confirm apple cash payment
  8. You'll see your Apple Cash request or payment in the group chat thread.

    apple cash shows in group text

Now you know how to use Apple Pay to send or request money in a group chat on your iPhone or iPad! Be sure to check out our free Tip of the Day for more great Apple Cash tutorials.

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Topics

How-To
iPad
iPhone
Apple Pay
Finances

Author Details

Leanne Hays's picture

Author Details

Leanne Hays

Leanne Hays has over a dozen years of experience writing for online publications. As a Feature Writer for iPhone Life, she has authored hundreds of how-to, Apple news, and gear review articles, as well as a comprehensive Photos App guide. Leanne holds degrees in education and science and loves troubleshooting and repair. This combination makes her a perfect fit as manager of our Ask an Expert service, which helps iPhone Life Insiders with Apple hardware and software issues.
In off-work hours, Leanne is a mother of two, homesteader, audiobook fanatic, musician, and learning enthusiast.