Wallet

Earlier today, Apple made a game changing announcement for the credit card industry. While it has been speculated about for years, Apple finally unveiled its intent to become a credit card company with the introduction of Apple Card. In addition to removing most of the sources of traditional credit card service revenue such as late fees, annual fees, and over limit fees to name a few, Apple also promised not to track payments or sell card activities to third parties. Although there will be a physical card available, this is clearly a card that is meant to be iPhone first. Users will apply for and be approved for the card via their iPhone, use it with Apple Pay, and even contact customer service via Messages. Apple is partnering with Goldman Sachs as the bank of record.

Requesting and receiving money on your iPhone has been a possibility for a long time; apps like Facebook, Venmo, Paypal, and even Snapchat have all helped iPhone owners with these transactions. Apple Pay makes this even easier for iPhone users—you can quickly and securely request and receive payments right from the Messages app on your iPhone, as long as the person you're exchanging money with also has Apple Pay. No need to exit a text thread and open an app anymore! But what if you make a payment to the wrong person, or what if your payment isn't accepted? How do you go about canceling a payment you've made with Apple Pay Cash through your Messages app? Let's get started figuring this out, so that you don't have pending payments hanging out in your transaction history.

Apple Pay Cash doesn't need any extra app downloads or new accounts to work; all you have to do is have Apple Pay set up in Settings. Once Apple Pay is set up, Apple Pay Cash will allow you to recieve payments quickly and conveniently through your Messages app. Not everyone will want those payments to be recieved automatically, though.  Some people may want to approve each payment to help them keep track of cash flow themselves, and there is a setting in Apple Pay Cash that allows for manual rather than automatic payments. Let's get started learning how to change your Apple Pay settings from automatic to manual receipt of payments. Please note that there is no Apple Pay Cash for Android; only iMessage users can send and receive Apple Pay Cash.

The rollout of iOS 11.2 introduced iPhone users to Apple Pay Cash, a convenient way to send and recieve money right from the Messages app on their iPhones. Apple Pay Cash doesn't need any new accounts or app downloads to work, it functions within your normal iMessages as long as you already have Apple Pay set up. While Apple Pay Cash is a super convenient way to recieve money, not everyone will want to keep all their Apple Pay Cash payments in their Apple Pay accounts. Let's get started learning how to transfer money from Apple Pay to your bank account of choice. 

If your credit or debit card is lost or stolen, you'll want to suspend it in your iPhone's Wallet & Apple Pay app. If your phone is lost or stolen, you'll also probably want to remotely erase your device. Better safe than the sorry victim of credit card fraud or identity theft! So how do we go about suspending lost or stolen credit cards to prevent someone else from using them? And how can we suspend our cards if our iPhone is also gone? Don't panic; in just a few easy steps you can suspend credit cards in Apple Pay on your iPhone, or  remotely if your iPhone's been lost or stolen and you have access to another smartphone or computer.

Requesting and receiving money on iPhone isn't a brand new feature; there are lots of different ways to ask for and collect payments from your iPhone, including on Facebook, PayPal, Venmo, and even Snapchat! With the rollout of iOS 11.2 though, there's a new, even more convenient way to request a payment from a friend or customer who owes you money, and to receive that payment as well. Now you can quickly and securely request and receive payments right from the Messenger app on your iPhone. The great part about this is that you don't need to set up any new accounts or download an app, you can use the Apple Pay Cash feature right within your normal text messages, as long as you already have Apple Pay set up. First things first, make sure you have Apple Pay set up, and then let's get started learning how to request and receive money with Apple Pay Cash! 

There are lots of different ways to send payments from your iPhone, including on Facebook, PayPal, Venmo, and even Snapchat! With the rollout of iOS 11.2, there's a new, even more convenient way to send money to someone who needs a payment or loan, and to make payments as well! Now you can quickly and securely send money right from the Messages app on your iPhone, as long as the person you're sending money to has Apple Pay set up on their iPhone. The great part about this is that you don't need to set up any new accounts or download an app, you can use the Apple Pay Cash feature right within your normal text messages, as long as you already have Apple Pay set up. Every payment is authenticated with either Face ID or Touch ID; so first things first, make sure you have Apple Pay set up, and then let's get started learning how to send money with Apple Pay Cash! 

If you're here, you've probably been given an iTunes gift card and now it's time to redeem it. It's also possible that you've already redeemed your iTunes gift card and simply want to check the remaining Apple gift card balance or add more money to your iTunes balance. You're in the right place; we're going to cover everything you need to know about your Apple gift card. Once you see the steps, it'll be easy to redeem your iTunes gift card, check your iTunes gift card balance, and add money to your iTunes account. We'll also explain the difference between an iTunes gift card, an Apple Store gift card, and an Apple Music gift card and show you a few other things to make the whole process of learning how to use an iTunes gift card as smooth as possible.

Last September, Apple released iOS 9 with a slew of upgrades to the software. From the long-awaited iPad multitasking capabilities to the smarter-than-ever Siri to a host of new and reimagined apps like iCloud Drive, News, Notes, and Maps, our iPhones and iPads saw some huge improvements. Yet all the changes, wonderful as they are, can be overwhelming to navigate. There are lots of new ways to utilize your iPhone, and we cover them all in our Ultimate Guide to iOS 9. Here's a sneak peak inside the guide, including an overview of everything it includes plus two full lessons covering iCloud Drive and Apple Pay. 

I love using Wallet. Instead of my actual wallet or keychain getting weighed down with shopper loyalty cards, the Wallet app stores them all in one place, no plastic required. Here's how to switch from plastic to the Wallet app.

Apple Pay is expanding in all directions, bringing in more retailers that accept the nfc payment and more countries as well. Yet, whether or not Apple Pay truly becomes the new standard depends largely on small businesses adopting the mobile payment service. Square, which has already made it a lot easier for small businesses to take plastic money, is now venturing into mobile payment with the launch of its NFC card reader.

When Apple rolled out iOS 9, it introduced the possibility of accessing Apple Pay from the iPhone Lock Screen. In iOS 11, you can still use Apple Pay from your Lock screen, but things work a little differently with the iPhone X. When this feature is enabled, it will allow you to quickly access Apple Pay and the passes and loyalty cards found in the Wallet app so you can get ready to make a payment or bring up your boarding pass while you wait in line. Note that Apple Pay only works with the iPhone 6 or later. Let's get started learning how to enable Apple Pay from your iPhone Lock Screen!

Some of the neatest improvements we have seen with iOS 11.2 are the cool things you can do with Apple Pay. It's so easy to pay for things using your iPhone, even directly from a text message, without the need to swipe a credit card. Of course, if you're going to use this feature, you'll need to know how to set a default card and remove an outdated card in Apple Pay. Let's get started learning how to set a default credit card and remove outdated cards in your Wallet on the iPhone.