Got a gift card over the holidays? Have you ever been out somewhere with only a gift card and no extra funds for purchases? When you are buying a meal did you ever find yourself not knowing if your gift card would cover that extra side or drink once taxes were applied, or if gratuity would even be covered? The same could happen with a department store gift card because it can be confusing when some items are taxable and some aren't. What about when you are at the checkout and you see something that you would like to have, but you have no idea if that extra impulse item will put you over the card balance?