If you had this information years ago, you could be a millionaire by now. it's never to late to start so what are you waiting for!
Remember the Lyrics from Crosby, Stills, Nash & Young, "Teach your children well". With this information you can do just that.
Now when you're talking finances with someone else, you can honestly say "There's an app for that" and I have it right here on my iPhone. The app icon looks like this, and best of all... it's FREE. Don't wait any longer, download this app now, you'll be glad you did all the way to the bank.